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Complete a Free Massachusetts Auto Insurance Quotes Comparison to Find Cheaper Rates
Residents of Massachusetts are required to carry automobile coverage in order to operate their vehicles. According to the state s Office of Consumer Affairs and Business Regulation, the best way to find cheap auto insurance quotes is to simply shop around and compare companies.
The main reason that comparison shopping is important is as of April 1, 2008, insurers began to determine their own rates. Prior to that, premiums were set by the Commissioner of Insurance under the fix-and-establish system. Now that companies offer unique rates, there is the matter of competition. This forces insurers to keep their rates competitive and, by the same token consumers can benefit by comparing quotes and locating cheaper MA auto insurance premiums.
More about getting Massachusetts car insurance quotes:
Taking the time to compare Massachusetts auto insurance quotes is the most efficient way to save on coverage. Now that the state has allowed for providers to determine their own premiums and compete among themselves, consumers can take advantage of lower rates as well as discounts that now are available.
When looking to buy MA car insurance policies, getting quotations can be quick and easy when done online and can increase potential savings. There is a multitude of insurers providing coverage and it takes too much time to get a quote from each company individually. With an Internet-based application, consumers can find the most competitive premiums from reliable carriers delivered right to them with a few simple steps.
Massachusetts Auto Insurance Laws
According to MA car insurance laws there are several types of coverage that must be purchased. These include:
- $20,000 for bodily injury to another person as a result of an accident
- $40,000 for bodily injuries to two or more people per accident
- $8,000 for personal injury protection (PIP)
- $20,000 per person and $40,000 per accident for bodily injury caused by an uninsured motorist
- $5,000 for property damage
The state follows a no-fault system. This means that the insured s injuries will be paid for by the insurer no matter who is at fault up to a specified limit. The required uninsured limits protect the covered person and his or her passengers if struck and injured by a driver who does not have a policy or is underinsured. PIP helps pay for medical expenses for the insured and/or passengers.
Questions about Massachusetts Insurance
When it comes to choosing an auto insurance company, Massachusetts motorists have many different options. But not all policy providers can offer the same rates or quality of service, so, to find a top rated insurer, residents need to shop around. Making comparisons online can.
There are many reasons why a coverage provider would cancel a motorist’s insurance policy, but consumers in the Bay State have the right to appeal that cancellation. To accomplish this, a motorist must complete a cancellation complaint form and submit it to the.
The Massachusetts Safe Driver Insurance Plan (SDIP) was created to encourage the estimated 4.6 million licensed drivers in the Bay State to drive safely in order to avoid higher premiums. With this plan, motorists who are convicted of breaking certain traffic laws or.
Massachusetts Car Insurance News
August 4, 2014 – Recent figures show the average annual auto insurance premium in Massachusetts at $974, nearly the same price it was before the industry was deregulated in 2008. Deregulation in 2008 brought insurers to the market after the state allowed carriers to set their own rates.
February 5, 2014 – There will be more properly covered drivers in Massachusetts if lawmakers there pass a measure to remove immigration status as a consideration when issuing drivers licenses, according to supporters of the “Safe Driving Bill.” “Severe winter weather” shut down the state Senate and House on Wednesday, pushing back the.
December 16, 2013 – Questionable claims (QCs) submitted under personal auto insurance policies increased for California, Colorado, Massachusetts, and Florida between 2010 and 2012, according to the National Insurance Crime Bureau’s (NICB) recent breakdown of QCs originating from five specific states. The bureau also reported that Michigan generated.
Articles on MA Auto insurance
August 09, 2013 – Full disclosure. It may sound counterintuitive for someone selling a used car, but you, the buyer, would appreciate it. As it happens, not every salesman is gracious enough to fully disclose the background of their wares. In Massachusetts, for instance.
Jul 04, 2012 – Last week we talked about how to fight a surcharge imposed by your Massachusetts car insurance company following an accident. In that article, we mentioned the state’s standards of fault, and how if.
Jun 27, 2012 – Massachusetts’s Safe Driver Insurance Plan (SDIP) helps encourage safer driving by rewarding those who keep clean driving records and issuing surcharge points to residents who.